Bad Faith Claim

A claim against an insurer for unfairly denying or delaying legitimate payment of a valid insurance claim.

Insurance Adjuster — The insurance company representative who investigates claims, evaluates damages, and makes settlement recommendations.
Insurance Verification — Confirming policy existence, coverage limits, and applicable terms before pursuing claims against an insurer.
Written Offer — A formal settlement offer from the insurer specifying an amount to resolve all claims, often below demand.